Low Credit VA Loan
Low Credit VA Loan

This page will certainly help you understand the low credit VA loan. You will also read about dozens of experiences helping VA buyers achieve their dream of homeownership.

Are you curious as to how to go about using a low credit VA loan to buy a home?

Are you wondering which lenders offer these types of loans?

Do you want to know which lender would work best for you?

If so, you have certainly landed on the right page! For decades, we have been successfully pairing the right lenders to fit the individual's credit score with a low credit VA loan.. 

This page will help you with understanding the low credit VA loan and how we've helped dozens of VA buyers acheive their dream of homeownerhip.

WE KNOW THE LENDERS...

and, just like real estate brokers, THEY'RE NOT ALL THE SAME!

black board with five stars on it hanging on a wall to grant approval for a low credit va loan

Christina has become a particularly proud homeowner because the minimum credit score to get a VA home loan was relaxed.

"We would give Cory and WEBREALTY 10 stars if possible. They knew tricks of the trade that were essential in finally closing on our home. Cory went above and beyond in what must have been the most complicated purchase ever, taking almost five months from the offer to close. Cory was there for us throughout the process, allowing us peace of mind. - Christina & Ryan Wray"

"We love helping VA buyers achieve their dream of homeownership when they didn't think they could purchase because of their credit score.

Cory Burger
Family of four in front of their new home purchased with a low credit va loan

Are you curious as to how to go about getting a low credit VA loan?

Are you wondering how to get the credit needed for a VA home loan and which lenders offer these types of loans?

Do you want to know which lender would work best to help you get the credit needed for a VA home loan?

If so, you have definitely landed on the right page! For decades, we have been successfully pairing the right lenders to fit the individual circumstances of our VA clients who need help with the credit needed for a VA home loan. 

minimum credit score to get a VA home loan

"This is my second time working with Cory and of course it was the best experience. Cory has awesome attention to detail so when you tell him what you are looking for, he will absolutely cater to you.

Any questions you could possibly have he will educate you so that you feel confident in what you are doing. Cory is such a compassionate person that at no point did I feel like I was alone during the whole house buying process. Thank you Cory!"

An Introduction

About VA Loans and Credit Scores

woman holding an iphone horizontally with an image of five stars on it.

Jean and her family are ecstatic about owning their own home. The standard required minimum credit score to get a VA home loan was relaxed for them by the lender.

"Cory Burger, you are the man! He is Very professional and responsive. I wish I could give you more than five stars because your work ethic and customer service are top-notch. Thank you, my man!"
woman holding an iphone horizontally with an image of five stars on it.

Jean and her family finally own their own home because the minimum credit score to get a VA home loan was relaxed.

"Cory Burger, you are the man! He is Very professional and responsive. I wish I could give you more than five stars because your work ethic and customer service are top-notch. Thank you, my man!"

"Buying a home is the most financially prudent move you will ever make!"

Let's help you with a low credit VA loan and consequently make you a homeowner!

LIFe LONG FINANCIAL FREEDOM...

LIFE LONG FINANCIAL FREEDOM with a low credit score VA loan...

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An Introduction

About Credit Scores

"Buying a home is the most financially prudent move you will ever make!"

Obtaining a Low Credit VA Loan Can Consequently Lead to Long Term Financial Freedom ...

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a black backgroud, white frame, and an image of Cory Burger on it. Above the frame is a horizontal row of five stars signifying success in applying for a low credit va loan.

David Ramirez is particularly excited about becoming a homeowner. In fact, he attributes it directly to the relaxed credit score guidelines.

"WEBREALTY TEAM knocked it out of the park on this one! Specifically our agent, Cory Burger! Cory and his team demonstrated trust and confidence while being relatable to my wife and me. We purchased a home in central WA while Cory handled things in the Olympia area. That lets you know how confident Cory made us feel. We got the deal done in under 9 Days! We would do this three times over! Thanks, WEBREALTY Team, and most importantly, THANK YOU CORY!"
a black backgroud, white frame, and an image of Cory Burger on it. Above the frame is a horizontal row of five stars signifying success in applying for a low credit va loan.

David Ramirez is ecstatic about becoming a homeowner. He attributes it directly to the relaxed credit score guidelines.

"WEBREALTY TEAM knocked it out of the park on this one! Specifically our agent, Cory Burger! Cory and his team demonstrated trust and confidence while being relatable to my wife and me. We purchased a home in central WA while Cory handled things in the Olympia area. That lets you know how confident Cory made us feel. We got the deal done in under 9 Days! We would do this three times over! Thanks, WEBREALTY Team, and most importantly, THANK YOU CORY!"

Getting a low credit VA loan is surely the best opportunity to becoming a homeowner. Click the button most closely representing your credit score.

NOTE: If you don't know your score, CreditKarma.com will give you a consumer score. If they give you two, then just average them. This will assist in determining the credit needed for a VA home loan.

Charles Grissom is especially thrilled to be in his new home. This results unquestionably from a reduced credit score compared to most lenders' requirements for a VA home loan.

"Cory Burger and his associates are the very best team of Realtors. Cory is a fun, personal guy who makes you feel like you are house-hunting with a good family friend. Within two weeks, Cory found us a home that perfectly fit both our budget and our family's needs. I can't express our gratitude to WEBREALTY enough, but I will seek his services again when we decide to sell our home."
Happy couple with keys after achieving the Low Credit VA Loan

Getting a Low Credit VA Loan … It's Not Just About Your Credit Score

Attention all heroes in uniform! If the dream of homeownership seems tarnished by financial hiccups in your past, we’ve got some particularly encouraging news for you. Diving into the world of a low-credit VA loan might seem daunting initially, but a silver lining could turn your homeowner dreams into a tangible reality. After all, your service has earned you unique benefits, especially when purchasing a home.

The Reality Behind the Low Credit VA Loan

Flexibility over Minimum Credit Scores: Unlike traditional loan programs, the VA loan program shines brightly with its flexibility, not holding a strict minimum credit score against you.

  • Looking Beyond the Low Credit Score: Your financial snapshot certainly includes more than just those credit score numbers. The VA loan program wisely looks at the broader picture, such as your debt-to-income ratio and residual income. It’s all about ensuring you can comfortably afford your new home.
  • Recovery from Foreclosure or Bankruptcy: Life happens, and the VA loan program gets that. It offers a compassionate hand-up with shorter waiting periods after a foreclosure or bankruptcy. It’s about moving forward, not looking back.
  • Tackling Credit Issues Head On: Found yourself in a bit of a low credit score pickle? You can emphatically take proactive steps to brush off those credit score blues and paint a brighter financial picture. We would love to help you secure a low-credit VA loan.

Can You Obtain a VA Loan with Bad Credit? Absolutely!

The beacon of hope is the VA loan program, designed to ensure veterans and active-duty service members like you have every opportunity to secure a slice of the American Dream. While the path to approval goes through private lenders who might have their criteria, including minimum credit scores, don’t lose heart. There’s often room for negotiation, especially with your valuable backing from the VA. It varies by lender, but that’s where we guide you in the right direction. Furthermore, it’s pretty common for us to be out-showing homes to our low-credit VA loan clients within days of our first conversation.

VA Home Loans for Bad Credit Scores: What's in a Number?

If you’ve caught whispers or seen shadows of minimum credit scores concerning VA loans, it’s time to enter the light. The VA loan program itself doesn’t cling to a specific credit score. Instead, it advocates for a comprehensive review of your financial health. Remember, private lenders may have their score preferences, but it’s just one piece of the mortgage mosaic.

Navigating Through Private Lender Waters

Private lenders play a pivotal role in your quest for homeownership. Yes, they may eye your credit score with interest and sometimes caution. However, it’s crucial to remember that these lenders also consider your whole financial story. It’s like putting together a puzzle – your credit score is just one piece among many others, like income, assets, and employment history. We’ve met dozens and dozens of potential VA-qualified homeowners who have been beaten down and are downright discouraged after visiting with several lenders. We’ve turned their frowns into smiles by connecting them with the right lender for their circumstances.

A hand coming in from the left and laying down the last star of five stars signifying success in getting a low credit va loan

Lonnie is excited to announce they are now homeowners because of the reduced credit score requirement.

"Cory Burger is super legit. I love that he helped my family and got us into our new home in Yelm. I will always refer him to my military buddies and friends in the local area. His communication is top-notch, and his knowledge is amazing, too. I can call Cory anytime, night or day, and he will help me with further questions or concerns. I owe you and your family dinner and cannot repay you enough. If you aren't giving Cory your business, you're wrong!"
A hand coming in from the left and laying down the last star of five stars signifying success in getting a low credit va loan

Lonnie is indeed excited to announce they are now homeowners because of the significantly reduced credit score requirement.

"Cory Burger is super legit. I love that he helped my family and got us into our new home in Yelm. I will always refer him to my military buddies and friends in the local area. His communication is top-notch, and his knowledge is amazing, too. I can call Cory anytime, night or day, and he will help me with further questions or concerns. I owe you and your family dinner and cannot repay you enough. If you aren't giving Cory your business, you're wrong!"

Wouldn't you surely like to know if you are a candidate for a low credit VA loan?

It all starts with selecting your corresponding button, above.

black board with five stars on it hanging on a wall to grant approval for a low credit va loan

Christina has become a proud homeowner because her VA loan and credit score requirements were relaxed.

"We would give Cory and WEBREALTY 10 stars if possible. They knew tricks of the trade that were essential in finally closing on our home. Cory went above and beyond in what must have been the most complicated purchase ever, taking almost five months from the offer to close. Cory was there for us throughout the process, allowing us peace of mind. - Christina & Ryan Wray"

To read more client comments, click below.