Credit Score For VA Loan
Credit Score For VA Loan

This page will undoubtedly help you understand the credit score for a VA loan. We've helped dozens of low credit score VA buyers achieve their dream of homeownership.

Are you curious as to how to go about using a low credit score for a VA loan?

Are you particularly wondering which lenders offer these types of loans?

Do you want to know which lender would work best for you?

If so, you have indeed landed on the right page! For decades, we have been successfully pairing the right lenders to fit the individual's credit score for a VA Home Loan. 

This page will help you with understanding the credit score needed for a VA Loan and how we've helped dozens of low credit score VA buyers acheive their dream of homeownerhip.

WE KNOW THE LENDERS...

and, just like real estate brokers, THEY'RE NOT ALL THE SAME!

black board with five stars on it hanging on a wall to grant approval for a low credit va loan

Christina has become a proud homeowner because her VA loan and credit score requirements were relaxed.

"We would give Cory and WEBREALTY 10 stars if possible. They knew tricks of the trade that were essential in finally closing on our home. Cory went above and beyond in what must have been the most complicated purchase ever, taking almost five months from the offer to close. Cory was there for us throughout the process, allowing us peace of mind. - Christina & Ryan Wray"

"We love helping VA buyers achieve their dream of homeownership when they didn't think they could purchase because of their credit score.

Cory Burger
A family of four in front of the home they purchased after reaching the needed credit score for a VA loan

Are you curious as to how to go about getting the needed credit score for a VA loan?

Are you wondering how to get the credit needed for a VA home loan and which lenders offer these types of loans?

Do you want to know which lender would work best to help you get the credit needed for a VA home loan?

If so, you have definitely landed on the right page! For decades, we have been successfully pairing the right lenders to fit the individual circumstances of our VA clients who need help with the credit needed for a VA home loan. 

family wondered about the credit score for a va loan

"This is my second time working with Cory and of course it was the best experience. Cory has awesome attention to detail so when you tell him what you are looking for, he will absolutely cater to you.

Any questions you could possibly have he will educate you so that you feel confident in what you are doing. Cory is such a compassionate person that at no point did I feel like I was alone during the whole house buying process. Thank you Cory!"

An Introduction

About VA Loans and Credit Scores

woman holding an iphone horizontally with an image of five stars on it.

Jean and her family are expecially excited that they own their own home. Their lender reduced the credit score needed for a VA home loan for them.

"Cory Burger, you are the man! He is Very professional and responsive. I wish I could give you more than five stars because your work ethic and customer service are top-notch. Thank you, my man!"
woman holding an iphone horizontally with an image of five stars on it.

Jean and her family finally own their own home because the credit score needed for a VA home loan was relaxed.

"Cory Burger, you are the man! He is Very professional and responsive. I wish I could give you more than five stars because your work ethic and customer service are top-notch. Thank you, my man!"

"Buying a home is the most financially prudent move you will ever make!"

Let's help you get approved, with a low credit score, for a VA loan and make you a homeowner!

LIFe LONG FINANCIAL FREEDOM...

LIFe LONG FINANCIAL FREEDOM with the credit score needed for a va home loan...

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An Introduction

About Credit Scores

"Buying a home is the most financially prudent move you will ever make!"

Obtaining The Credit Score For a VA Loan can Lead to Long Term Financial Freedom ...

touch the $ symbol

a black backgroud, white frame, and an image of Cory Burger on it. Above the frame is a horizontal row of five stars signifying success in applying for a low credit va loan.

David Ramirez is unquestionably ecstatic about becoming a homeowner. He attributes it directly to the relaxed credit score guidelines.

"WEBREALTY TEAM knocked it out of the park on this one! Specifically our agent, Cory Burger! Cory and his team demonstrated trust and confidence while being relatable to my wife and me. We purchased a home in central WA while Cory handled things in the Olympia area. That lets you know how confident Cory made us feel. We got the deal done in under 9 Days! We would do this three times over! Thanks, WEBREALTY Team, and most importantly, THANK YOU CORY!"
a black backgroud, white frame, and an image of Cory Burger on it. Above the frame is a horizontal row of five stars signifying success in applying for a low credit va loan.

David Ramirez is ecstatic about becoming a homeowner. He attributes it directly to the relaxed credit score guidelines.

"WEBREALTY TEAM knocked it out of the park on this one! Specifically our agent, Cory Burger! Cory and his team demonstrated trust and confidence while being relatable to my wife and me. We purchased a home in central WA while Cory handled things in the Olympia area. That lets you know how confident Cory made us feel. We got the deal done in under 9 Days! We would do this three times over! Thanks, WEBREALTY Team, and most importantly, THANK YOU CORY!"

Getting the needed credit score for a VA loan is surely the best opportunity to becoming a homeowner. Click the button most closely representing your credit score.

NOTE: If you don't know your score, CreditKarma.com will give you a consumer score. If they give you two, then just average them. This will assist in determining the credit needed for a VA home loan.

Charles Grissom is especially excited to be in his new home. This results from a reduced credit score compared to most lenders' requirements for a VA home loan.

"Cory Burger and his associates are the very best team of Realtors. Cory is a fun, personal guy who makes you feel like you are house-hunting with a good family friend. Within two weeks, Cory found us a home that perfectly fit both our budget and our family's needs. I can't express our gratitude to WEBREALTY enough, but I will seek his services again when we decide to sell our home."
Happy couple with keys after achieving the credit score for VA loan.

About the Credit Score for a VA Loan

Understanding Your Credit Score for VA Loans

When getting a VA loan, having a grasp of your credit score is crucial. Whether you’re a homebuyer or new to the home-buying journey, knowing how your credit score influences your eligibility and loan terms can significantly impact your ability to secure the home of your dreams.

What is a VA Loan?

A VA loan is a particularly advantageous type of mortgage available through a program set up by the United States Department of Veterans Affairs. This initiative assists service members, veterans, and eligible surviving spouses become homeowners. While the VA doesn’t directly issue these loans, it guarantees a portion, allowing private lenders to offer better terms.

The Importance of Your Credit Score For a VA Loan

Your credit score serves as a representation of your creditworthiness. It plays a role in determining whether you’re likely to repay a loan. Although the VA doesn’t establish a credit score requirement, most lenders have their criteria. Understanding these requirements can better prepare you for the loan application process.

Typical Criteria for Credit Scores

Although the VA doesn’t mandate a credit score, many lenders typically look for around 620 or higher scores. However, some lenders may be more flexible with their requirements, especially if other aspects of your situation are solid.

Here are some key points to keep in mind when it comes to credit scores;

 Most lenders usually look for a credit score of 620 or above.

 Some lenders may be willing to consider lower scores if other financial factors are substantial.

Tips for Boosting Your Credit Score;

  1. Pay Your Bills on Time: Timely bill payments can significantly enhance your credit score.
  2. Reduce Debt: Lowering your Debt can positively impact your debt-to-income ratio and raise your score.
  3. Review for Errors: Regularly check your credit report for inaccuracies and dispute them if necessary.
  4. Limit New Credit Applications: Be mindful of how many new credit accounts you open, as each inquiry can slightly decrease your score.

Advantages of Having a Higher Credit Score For a Va Loan

A higher credit score can bring benefits when applying for a VA loan, including qualifying for lower interest rates that could save you money over the loan duration.

Improved Loan Conditions: You might be eligible for better loan conditions such as increased loan amounts and reduced down payment obligations

In Summary

Recognizing the significance of your credit score for a VA loan is essential for any homebuyer. By being aware of the criteria and taking measures to boost your score, you can improve your chances of receiving preferential loan conditions.

A hand coming in from the left and laying down the last star of five stars signifying success in getting a low credit va loan

Lonnie is excited to announce they are now homeowners because of the reduced credit score requirement.

"Cory Burger is super legit. I love that he helped my family and got us into our new home in Yelm. I will always refer him to my military buddies and friends in the local area. His communication is top-notch, and his knowledge is amazing, too. I can call Cory anytime, night or day, and he will help me with further questions or concerns. I owe you and your family dinner and cannot repay you enough. If you aren't giving Cory your business, you're wrong!"
A hand coming in from the left and laying down the last star of five stars signifying success in getting a low credit va loan

Lonnie is excited to announce they are now homeowners because of the reduced credit score requirement.

"Cory Burger is super legit. I love that he helped my family and got us into our new home in Yelm. I will always refer him to my military buddies and friends in the local area. His communication is top-notch, and his knowledge is amazing, too. I can call Cory anytime, night or day, and he will help me with further questions or concerns. I owe you and your family dinner and cannot repay you enough. If you aren't giving Cory your business, you're wrong!"

Wouldn't you like to know if you are a candidate for a low credit va loan?

It all starts with selecting your corresponding button, below.

black board with five stars on it hanging on a wall to grant approval for a low credit va loan

Christina has become a proud homeowner because her VA loan and credit score requirements were relaxed.

"We would give Cory and WEBREALTY 10 stars if possible. They knew tricks of the trade that were essential in finally closing on our home. Cory went above and beyond in what must have been the most complicated purchase ever, taking almost five months from the offer to close. Cory was there for us throughout the process, allowing us peace of mind. - Christina & Ryan Wray"

To read more client comments, click below.